Present Value

Einstein Discovers That Time is Actually Money

Einstein Discovers That Time is Actually Money

Present Value

every day

present worth of future sums
determined as the cash current flows.
a mortgage paid, keeps you warm.
one earns what one is obliged.

zero coupon bearing products
swamp the maturity rates.
yields are fixed: iteratively, recursively.

the lucky ones

winner of unaccountable lottery:
stress free with investments
and procurements out of
dispersed present valued sums
payment accelerated.

devious calculations

when all one seeks is linearity,
it curves with assumptions,
varying external information.
periodic payments in a

deferred amount
periodically increased or decreased
who is it that assigns or encumbers
a language structure
for the elite to understand


flee from the workers world.
the bounty of the retiree
a series of payments
for the present value
of life’s past work.


I wrote this for the   Sunday Scribblings  challenge called present. I chose to write about an economic/business concept called present value. Why? Because first of all, no one else would, so that’s cool to me. Secondly, because I write all these science poems, but today, business and economic concepts use complex math, like finite element equations, to take account all the variable. So, instead of writing a poem about science, math or engineering, I thought I’d spread a bit.

The picture of the scales is from:

I got the Gary Larson cartoon from:

About zongrik

For those of you who do not know the handle "zongrik," that would be Bat-Ami Gordin. Most people call me "Tammy." Bat-Ami means "daughter of my nation" in Hebrew. It's a heavy name to carry around. I answer to either name. I also answer to "mama." Some Basic Things about me: Animal lover, mom, poet/writer, dramatic soprano, photographer, teacher/tutor, CERT/Technician and, oh yeah, aerospace engineer. I consider myself "The Astro-Poet." To learn more about the origins of the word "zongrik" see whats-a-zongrik?

Posted on October 2, 2011, in Poetry, Sunday Scribblings and tagged , , , , , , , , , , , , , , , , , , , . Bookmark the permalink. 2 Comments.

  1. Very deep and profound words. Well done!

  2. Witty and dry. Interesting. Well crafted.

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