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Present Value

Einstein Discovers That Time is Actually Money

Einstein Discovers That Time is Actually Money

Present Value

every day

present worth of future sums
determined as the cash current flows.
a mortgage paid, keeps you warm.
one earns what one is obliged.

zero coupon bearing products
swamp the maturity rates.
yields are fixed: iteratively, recursively.

the lucky ones

winner of unaccountable lottery:
stress free with investments
and procurements out of
dispersed present valued sums
payment accelerated.

devious calculations

when all one seeks is linearity,
it curves with assumptions,
varying external information.
periodic payments in a

deferred amount
periodically increased or decreased
who is it that assigns or encumbers
a language structure
for the elite to understand


flee from the workers world.
the bounty of the retiree
a series of payments
for the present value
of life’s past work.


I wrote this for the   Sunday Scribblings  challenge called present. I chose to write about an economic/business concept called present value. Why? Because first of all, no one else would, so that’s cool to me. Secondly, because I write all these science poems, but today, business and economic concepts use complex math, like finite element equations, to take account all the variable. So, instead of writing a poem about science, math or engineering, I thought I’d spread a bit.

The picture of the scales is from:

I got the Gary Larson cartoon from:

Lillian Gish

Lillian Gish

Born in the right era,
with ethereal beauty and grace,
Lillian was a glorious actress
with the most angelic face.

She suffered for performing arts
a player with much obsession,
the quintessential heroine
in a time of Great Depression.

Her characters were often weak,
though her strength each time, came through.
Her popular films would guarantee
a magnificent, gracious review.

Archetypal damsel in distress,
a delicate flower of docility,
she fainted on a heaping ice floe
with self-sacrificing nobility.

She cowered before a brutal bounder.
She languished in a garret.
She was the original prototype
for the legendary Hollywood Starlet.

The first lady of the silent screen,
advanced the histrionic art.
She danced and acted all her life
with talent, verve and heart.


Written and Posted on:

 D’verse Poets,  challenge by Sheila Moore:

And yes, I wrote this quickly just for this prompt, which is why you see such undisciplined rhyme and meter.

For those of you who never saw her, or heard of her, enjoy: